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Vang Financial Services LLC

Come home to the experts where your mortgage is more than just a transaction.

Mortgages made easy for you.

Whether you are refinancing your home or looking to purchase something new for your family or yourself, look to us to secure the best deals for you. Let us make the process as enjoyable as possible by ensuring consistency while staying efficient.

Purchasing

We know that purchasing a home can be both stressful and exciting. With our over 8 years of experience, you're in good hands!  As your dedicated Mortgage Advisor, we will walk you through every step of the process making it simple and stress-free so that you can focus on enjoying your new home.  

Here is what you can expect from us: 

1. Consultation:  We’ll discuss your financing goals for you and your home, determining the best mortgage options and programs that fit your needs.

2. Applying for a mortgage:  Complete a secure online application by clicking the Purchase button. Start with as little as one full month of your most recent pay stubs and most recent bank statement.

3. Review:  Once your loan application is submitted and we've received your income documents we’ll review your loan file and provide you with a mortgage pre-approval based on your individual needs.

4. Finding your home: Once you have found your dream home we will submit your file to our on-site underwriting team for final loan approval. 

5. Closing on your new home:  Once your file is approved we will join you for your closing day, and you will be a new homeowner! 

Get your online application started today!

Refinancing

There are many reasons a homeowner may want to refinance their home mortgage:  To obtain a lower interest rate, to reduce the term of your mortgage, to take cash out for home improvements, or even to use the equity in your home to purchase a cabin or second home for your family.  

At Vang Financial Services LLC we make the process of refinancing your home simple.  We work with you to achieve your goals, and be sure that refinancing your home is the right option for you.  Click the Apply Now button below to start your free refinance consultation!

Get your online application started today!

What Are People Saying About us.

  • "If you are looking to purchase a home and you’re not sure where to start, start with Vang Financial Services. Tong not only is knowledgeable in what he does, he’s also detailed oriented, patient, understanding and will take the time to listen to you. Never once during the process from start to finish did Tong make me and my husband ever feel rushed, pressured or lost. Tong will take the time to explain anything you have questions about. My husband and I couldn’t have been happier with Vang Financial Services. We hit a couple bumps along the way, but Tong was able to help us get through those bumps and we were still able to close on time. He truly has his clients best interest at heart. Such a good guy who just loves what he does. If you are hesitant, don’t be, he is your guy!"

    Darla Y. - Hasting, MN (Client) (June 2024)

  • “Tong was great working side to side with me. Helped me a lot with my client and was able to educate me more about mortgages and that area as a realtor. He was very fast with communicating with me while working with other clients. I would highly recommend to other Realtors or anyone looking into mortgages."

    Wesley T. - Saint Paul, MN (Agent) (2022)

Partnered Lenders

  • UWM

  • Rocket Pro

  • A&D Mortgage

  • PRMG

  • Angel Oak Solutions

  • American Farm Mortgage & Financial Services

  • Newrez